Public Offer

On the conclusion of the paid information services agreement dated November 27, 2024. Essentuki

This document, together with all its appendices (hereinafter referred to as the Offer), constitutes a proposal by self-employed Alexey Sergeevich Lozhkin (hereinafter referred to as the Contractor), addressed to any individual to conclude a paid services agreement (hereinafter referred to as the Agreement) under the terms of the Offer.

1. General Provisions

1.1. Full and unconditional acceptance of the Offer is the 100% payment for the Services by the Customer.
1.2. The period for accepting the Offer is 2 (two) business days from the moment the Customer receives the invoice (payment link or details) from the Contractor. Payment of the invoice at a later date does not obligate the Contractor to provide services under the previously agreed terms.
1.3. The Agreement concluded by the Parties through the Customer's acceptance of the Offer (hereinafter referred to as the Agreement) comes into force from the moment the Offer is accepted.
1.4. The Contractor recommends carefully reviewing the text of the Offer, and if you do not agree with any clause of the Offer, the Contractor suggests refraining from taking the actions necessary for acceptance.

2. Terms and Definitions

2.1. Website — the internet site located at yookarma.com, owned by the Contractor, which contains a list of information products and their descriptions.
2.2. Numerology Calculators — an information product that consists of a calculator where the customer enters their date of birth and receives individual interpretations of indicators upon payment of the appropriate tariff.

3. Subject of the Offer

3.1. The Contractor provides the Customer with services (hereinafter referred to as the Services) for access to information products on the topic of numerology (hereinafter referred to as the Product) for the Customer's personal use for a fee. The full list of Products and their descriptions are posted on the Website in the relevant section.
3.2. The Products are provided to the Customer on an "as is" basis and may not meet the Customer's expectations.
3.3. The Contractor does not engage in educational activities or professional development activities.
3.4. All essential terms for each Product, including the procedure for providing services, their cost, refund policy, as well as the term of the agreement, are specified in the relevant appendices to the Offer, which form an integral part thereof.

4. Payment Procedure

4.1. Payments under the Agreement are made using the "YooKassa" payment system indicated on the Website.
4.2. The payment obligation is considered fulfilled at the moment the funds are credited to the "YooKassa" system account, as evidenced by the receipt issued by the system and sent to the Customer's email.

5. Intellectual Property Rights

5.1. All exclusive rights to the materials of the Products in full belong to the Contractor and under no circumstances are transferred to the Customer.
5.2. The Customer is entitled to use such materials only for personal use. Any distribution and/or disclosure of the Product materials to third parties and use for purposes other than personal familiarization is prohibited.
5.3. The Customer is not entitled to use the Product materials, as well as other intellectual property owned by the Contractor, including trademarks, for demonstration to third parties, their modification, processing, use in personal projects, placement of materials or excerpts from them on third-party resources, etc.
5.4. If the Contractor identifies cases of the Customer violating the Contractor's exclusive rights, the latter has the right to unilaterally revoke the Customer's access to the Product, as well as demand the elimination of the violations and compensation for damages incurred by the Contractor.

6. Personal Data Provisions

6.1. By accepting the Offer, the Customer consents, in accordance with current legislation, to the processing (systematization, accumulation, storage, clarification, use, destruction) of their personal data, in accordance with Federal Law No. 152-FZ of July 27, 2006, "On Personal Data", as well as the Privacy Policy and Terms of Use posted on the Website, for the purpose of concluding the Agreement and its subsequent execution.
6.2. The procedure for processing the Customer's personal data is regulated, among other things, by the Privacy Policy located on the Website, as well as the terms of the consent provided by the Customer for the processing of personal data.

7. Confidentiality

7.1. Each party has agreed to consider all information exchanged between the parties when concluding the Agreement and during the execution of obligations under it as confidential information.
7.2. Each party undertakes not to disclose confidential information.

8. Dispute Resolution

8.1. All disputes and disagreements arising in connection with the execution of the Agreement shall be resolved by the parties through negotiations.
8.2. The claims procedure is mandatory for the parties. Claims are accepted within 15 (fifteen) business days after the Service is provided.
8.3. If it is impossible to resolve disputes through the claims procedure, they shall be resolved in court at the location of the Contractor.

9. Other Terms

9.1. The Agreement is considered concluded and comes into force at the moment the Customer accepts the Offer and remains in effect until the completion of the services, and in terms of settlements — until the full fulfillment of obligations.
9.2. The parties have agreed that correspondence in electronic messaging systems (messengers, email, applications, etc.), specified in the details of the Offer and provided by the Customer when ordering the Service, is considered legally significant.
9.3. The Agreement is made in electronic form. The Agreement, appendices, amendments thereto, as well as claims, notices, acts, and other documents for which the Agreement provides a written form, may be signed with a simple electronic signature. Such a signature may be the email of each Party specified in the Agreement. Each Party is obliged to independently ensure the security of access to their email.
9.4. The parties agree that all issues not expressly regulated by the Offer, including situations where the Customer is a foreign entity, shall be governed by the laws of the Russian Federation.
9.5. The Contractor reserves the right to amend the terms of the Offer and/or withdraw the Offer at any time at its discretion. Information about changes or withdrawal of the Offer shall be communicated to the Customer by posting it on the Contractor's Website.

10. Contractor's Details

10.1. Self-employed Alexey Sergeevich Lozhkin
10.2. Address: Essentuki, Pyatigorskaya St. 121
10.3. Tel.: +7 (991) 111 2712
10.4. Email: help@yookarma.com